Everything You Need to Get Licensed Through ExamFX
Merritt Financial • Team Resource
Before you can help families and earn income, you need to be licensed. We use ExamFX — state-approved online courses with a 93%+ pass rate and a pass guarantee.
STEP BY STEP
How To Get Started
Your upline will enroll you in ExamFX — They will select the correct course for your state and get you set up.
You will receive login credentials — Once enrolled, you will get access to the ExamFX student portal where all your course materials live.
Begin studying immediately — The course is fully online and self-paced. The sooner you start, the sooner you get licensed.
Complete all required hours — Most states require 20-40 hours of pre-licensing education. You must finish before scheduling your exam.
ENROLLMENT
Access Your Course
IMPORTANT
Your Upline Should Have Enrolled You
Your upline is responsible for getting you enrolled in your pre-licensing course through ExamFX. If you have not been enrolled yet, schedule a time with your upline to get it handled right away — do not wait.
Most states require 20-40 hours of pre-licensing education for a Life license. Some states have additional classroom or time-tracking requirements. You must complete ALL required hours before scheduling your exam.
After completing your course, register through your state's testing provider (typically Pearson VUE or PSI). ExamFX provides state-specific guidance.
TIMELINE
Timeline Expectations
Complete your course within 2-3 weeksConsistent daily study beats sporadic marathon sessions.
Study 1-3 hours per dayBlock time on your calendar. Eliminate distractions.
Your exam should have been scheduled with your upline during onboardingIf it has not been scheduled yet, reach out to your upline leader immediately.
REMINDERS
Important Reminders
📋 Keep your completion certificate — required for exam registration
⏰ Courses expire — don't let yours sit too long
🔄 Didn't pass? ExamFX's guarantee covers you
📞 Need help? Reach out to your upline for state-specific guidance
